Personal finance · EN / ID · Free to start
Money, on guard.

Know your money.
Daily.

Personal finance and wealth tracking, built around a single calendar. Log a transaction in under five seconds. Watch the streak grow. See where your money actually goes.

Web app · Works on any browser · Add to home screen on mobile
9:41◼◼◼
Budget
April 2026
Spent
Rp4.2jt
of Rp6.5jt
+Rp2.3jt
Categories
🍔
Food & Drink
Rp2.4jt / Rp3.0jt
+Rp.6jt
🛍️
Shopping
Rp1.4jt / Rp1.5jt
+Rp.1jt
🚗
Transport
Rp368K / Rp800K
+Rp.4jt
Budget
Accounts
Reports
Settings
9:41◼◼◼
Calendar
April 2026
Income
+Rp9.5jt
Expense
−Rp6.2jt
Net
+Rp3.3jt
Mo
Tu
We
Th
Fr
Sa
Su
1
−245K
2
3
−320K
4
5
+9.5jt
−505K
6
−230K
7
8
−145K
9
10
−175K
11
12
−95K
13
14
−42K
15
+3jt
−2.8jt
16
17
−55K
18
19
20
21
−120K
22
23
24
25
26
Today · 21 Apr
Kopi
Coffee · GoPay
−Rp37K
Bensin
Fuel · BCA
−Rp83K
Budget
Accounts
Reports
Settings
9:41◼◼◼
Accounts
Net worth
Total · IDR
Rp42jt
↑ +12.4% in 6 months
All accounts
🏦
BCA Tabungan
2.5% · IDR
Rp18jt
💳
GoPay
E-Wallet · IDR
Rp450K
💳
Mandiri CC
Credit · IDR
−Rp1.2jt
📈
Reksadana
Invest · IDR
Rp20jt
Budget
Accounts
Reports
Settings
10
currencies · live rates
EN/ID
two languages
Drive
your data, your storage
0
ads or trackers
The name

From Perisai.
The shield.

Erisai comes from Perisai — Indonesian for shield. Saving is the first defense. The streak is the discipline. The app is the witness.

Built in Surabaya, for the Indonesian who is ready to take the first real step. The one almost no one talks about, where every other step in financial wellness stands or falls.

Why Erisai

Built for the habit.
Built for Indonesia.

Most personal finance apps are built somewhere else, for someone else. Erisai is built for Indonesia, for the long haul, for people who actually want the habit to stick.

Built for Indonesia
QRIS, paylater, e-wallets, ten currencies, Indonesian months that don't reset on the first. Foreign apps assume realities you don't have.
Habit, not chore
Streaks compound. Milestones at 7, 30, 100, 365 days. A Pulse score that turns months of logging into one honest read. Like Duolingo for money.
Your data, your Drive
Everything lives in your own Google Drive. We can't read your transactions. No ads. No data sold. Pro subscriptions pay the bills.
Honest pricing
Free tier covers everything you need to start. Pro is Rp49K per month. Lifetime is one payment. No tricks, no upsells, no paylater.
What Erisai isn't
Not a bank — we don't hold deposits or route payments.
Not a paylater or lending product — ever.
Not an ad surface — no ads in any tier, ever.
Not a data broker — your data is yours, on your Drive.
What's inside

Built around the
daily calendar.

Calendar home
Every day shows income and expense right on the cell. Tap to see what happened, tap a transaction to edit, or add via the green center button.
All your accounts
Bank, e-wallet, credit card, investment — in 10 currencies. Live rates combine everything into one net worth figure.
Budgets that hold
Monthly limits per category. Bar goes amber at 80%, red at 100%. No surprises at end of month.
Reports
Donut chart by category. Monthly averages. Per-account filter. CSV export included — no Pro required.
Recurring bills
Schedule monthly, weekly, or daily transactions. Manual tick-off for variable bills. Never double-log again.
Google Drive sync
Your data lives in your own Drive — not our servers. Access from any device. Merge handles offline conflicts automatically.
Streak with safety nets
Days logged stack into a streak. Milestones at 7, 14, 30, 90, 180, 365. Streak Freeze, Reserves, and Recovery (Pro) cover you when life gets in the way.
Pulse score
A 0-100 score for your financial vitality, computed from seven signals — cashflow, savings rate, debt ratio, commitment load, cushion, growth, and how consistently you log. Tiers from Valley to Summit.
Year in Review
Once a year, Erisai gives you a cinematic recap of your full year. Days tracked, biggest spend, top categories, peak streak — shareable, never social.
The framework

Five steps to
financial wellness.

The ladder every household climbs. Erisai is built for the bottom — the rungs almost no one talks about, where every step above stands or falls.

01
Erisai owns
Track
Log every transaction, daily. Build the habit before anything else.
02
Erisai owns
Understand
See the patterns. Categories, trends, where the money actually goes.
03
Erisai guides
Build the buffer
Three to six months of expenses set aside. The dana darurat that turns panic into a plan.
04
Erisai surfaces
Invest
Once the buffer is full, surplus goes to work. Reksadana, saham, property — Erisai shows the picture.
05
Erisai surfaces
Insure
Protect what you've built. Health, life, asset — the unsexy step that prevents collapse.
Home

Your whole month
at a glance.

Green for income, red for expense — on every calendar cell. Three summary pills stay pinned above. Tap any day, add from anywhere via the green center button.

Tap any day Swipe months Quick-add
9:41◼◼◼
Calendar
April 2026
Income
+Rp9.5jt
Expense
−Rp6.2jt
Net
+Rp3.3jt
Mo
Tu
We
Th
Fr
Sa
Su
1
−245K
2
3
−320K
4
5
+9.5jt
−505K
6
−230K
7
8
−145K
9
10
−175K
11
12
−95K
13
14
−42K
15
+3jt
−2.8jt
16
17
−55K
18
19
20
21
−120K
22
23
24
25
26
Today · 21 Apr
Kopi Kenangan
Coffee · GoPay
−Rp37K
Bensin Motor
Fuel · BCA
−Rp83K
Budget
Accounts
Reports
Settings
Try it free — right now.
Sign in with Google to sync your data across devices, or try the demo with sample data first to see how it works.
Net worth

Every place money
lives, in one number.

Add savings, e-wallets, credit cards, investments. Pick a currency per account — Erisai pulls live exchange rates and converts everything into one net worth in your base currency.

Interest rates per account project next month's earnings. Admin fees tracked automatically.

IDR · USD · SGD · AUD · JPY · CNY Interest projections
9:41◼◼◼
Accounts
Net worth
Total · IDR
Rp42jt
↑ +12.4% in 6 months
6 mo
12 mo
Annual
All accounts · 5
🏦
BCA Tabungan
2.5% p.a. · IDR
Rp18jt
💳
GoPay
E-Wallet · IDR
Rp450K
💳
Mandiri CC
Credit · IDR
−Rp1.2jt
🏦
OCBC Savings
3.25% · IDR
Rp4.5jt
📈
Reksadana
Invest · IDR
Rp20jt
Budget
Accounts
Reports
Settings
Streak

A small win,
every day.

One transaction logged is one day on the streak. The number compounds quietly. Heatmap of your last five weeks, badges for the long milestones, a Pulse score that turns months of logging into one honest read of how you're doing.

Streak Freeze Reserves & Recovery Pulse score

No leaderboards. No social comparison. The streak is between you and yourself; Erisai is the witness.

9:41◼◼◼
Streak
22
Day streak
Day 14 — earned
8 days ago
+15 coins
Next milestone
22 / 30
8 days to go
22
Best
142
Coins
2
Reserves
Privacy

Your data never
touches our servers.

Erisai syncs to your Google Drive, not ours. The file lives in your account, accessible only by you and Erisai on your devices. We never see your transactions. Read the full policy →

Your Drive, your file
A single JSON file lives in your own Google Drive. Sign out anytime — the file stays with you, not us.
No ads, ever
Not now, not at scale. Erisai will never serve ads or sell your data. Pro subscriptions pay the bills.
Privacy mode built in
One tap hides every amount on screen. Per-account hiding for screenshots and shared phones.
Try the demo first
Demo mode shows the app with sample data so you can see how it works before signing in.

Open the app.
Log one transaction.

No card. No account. Free forever for the basics. The rest takes care of itself.

Erisai is a web app — works on every browser, no install required.
Tip — on mobile, tap your browser's Add to Home Screen to use Erisai like a native app.